Zhang Xiaoyan is the Xinyuan Chair Professor of Finance and Associate Dean at PBC School of Finance, Tsinghua University. She is also the Deputy Director of Institute of Fintech Research at Tsinghua University, and the director of Wealth Management Research Center, Real Estate and fintech Research Center. Professor Zhang is also a member of Academic Committee of the People’s Bank of China, a senior fellow of the Asian Bureau of Finance and Economic Research (ABFER), and a senior financial expert of the Shanghai Stock Exchange. Professor Zhang currently serves on China Global Economic Governance 50 Forum, China Wealth Management 50 Forum, and Member of the Innovation and Development Committee of the China Capital Market Association.