Mr. Huang has more than 20 years of experience in financial operations. He served as Deputy General Manager of the Financial Planning Department at China Construction Bank, Governor of Sino-German Bausparkasse Co., Ltd., and Chairman of the Board of Supervisors at CCB Principal Asset Management Co., Ltd., and was General Manager in charge of e-banking and Internet finance at China Construction Bank. Mr. Huang graduated from Wuhan University with a major in international finance.